If illness doesn't kill us, dealing w/insurance will!!

CAMary · Post by **CAMary** » Thu May 24, 2007 12:53 pm

Ugh. Freakin' nightmare. Didn't help that we had insurance change mid-diagnosis for me. (Funny that open enrollment is only once a year, but employers can change any time they want - in our case due to a company buyout....)

So the new insurer is questioning all of the bills, wanting documentation of the prior coverage, threatenting to invoke "pre-existing condition" restrictions, and all sorts of BS. We had to request copies of explanation of benefits and all sorts of paperwork to get the ball rolling (they had never sent anything when they initially paid) - MANY HOURS of legwork and time on the phone dealing with idiots!!

And since they are 2 different insurers, we get to meet the deductible TWICE before they each pay up!

I suppose I should buy a lottery ticket this week - which is the ONLY way we will be able to afford this. CRAPOLA....

Mary

JJ · Post by JJ » Thu May 24, 2007 1:46 pm

Oh no....you don't need this...hugs kiddo....JJ

Mars · Post by **Mars** » Thu May 24, 2007 1:58 pm

Awe, Mary - I'm with Jill, you sure don't need this on top of everything else! What a mess!

Take one thing at a time and you shall overcome!

Lots of love and prayers coming your way!

Love,
Mars

MaggieRedwings · Post by **MaggieRedwings** » Thu May 24, 2007 2:17 pm

HI Mary,

The last thing you need now is the friggin insurance companies. And dealing with 2 deductibles is ridiculous. I think we have all had our horror show with the idiots at the insurance company but you need it lease of all right now.

My prayers are with you that you find someone on the other end of the phone that has an IQ high enough to understand the situation.

Love, Maggie

barbaranoela · Post by **barbaranoela** » Thu May 24, 2007 2:40 pm

wow Mary-----that is the most ridiculous thing I ever heard of----Quoting Maggie!!!

paying a double deductable---

I do hope this can be straightened out---u surely dont need this

aggravation--

try to ???? well slow yaself down if U can---lets hope it all works out--Miracles do happen!!!

luve Barbara

annie oakley · Post by **annie oakley** » Thu May 24, 2007 5:40 pm

We are in the middle of an insurance change at my work too, I am hoping nothing happens and also that the new company excepts my doctor. I am sorry you are going thru this. Love Oma

Carol Arnett · Post by **Carol Arnett** » Thu May 24, 2007 7:46 pm

Hi Mary, Maggie was right about finding someone with an IQ high enough to deal with this. I hate insurance companies but don`t know what we would do without them. Hang in there and try not to get too stressed out....one day at a time. Love, Carol